Is risk in business a given? Not necessarily. Experience and a thorough understanding of your business are necessary to provide underwriting that's intelligent, forward thinking and able to flex as business, market, legal and economic conditions change.

Our Commercial Insurance Program includes the following:

General Liability coverage protects your business against the cost of bodily injury or property damage caused by conditions at your premises, a product sold or manufactured or completed operations.

Automobile Liability coverage protects against the cost of losses for which the insured is legally obligated to pay because of bodily injury or property damage arising from the ownership, maintenance or use of an auto.

Automobile Physical Damage coverage protects the vehicle for comprehensive and collision losses.

Building and Contents coverage protects a business in the event of damage or destruction of buildings and contents from fire or other causes of loss.

Business Income coverage protects the income derived from the business when curtailed due to interruption that may occur from a covered property loss. Coverage may include extra expense to expedite return to business operations.

Workers Compensation coverage protects your employees if they become injured on the job. Injured workers are covered for required medical treatment and loss of time for work.

Professional Liability insurance protects companies and individuals against loss resulting from acts, errors or omissions in their performance of professional duties.

We offer excess coverage that applies on top of the underlying primary insurance.