Working with health club owners and managers as well as our forward-thinking team of professionals, we've created a proactive risk management program. Every health club/fitness center we cover receives training in our techniques as well as a copy of our Loss Control Manual.   Your Health Club Responsibility Code Independent Contractor Issues Hold Harmless and Assumption of Risk Agreement Guest and Tanning Waivers Incident Reports Emergency Procedures (Steps, Evaluation and Confrontation) Safety Policies Self Inspections Pool Issues